Which Prepaid Card?

Getting a Prepaid credit card is a convenient way to control your spending and assist you by not getting in to debt while still enjoying the flexibility of plastic.

Prepaid cards are not offering you credit in advanced and you are not signing any credit agreement. Because of this you can get a prepaid card guaranteed as long as you provide the necessary identification.

The reason there is no credit check involved is that you are loading your money on to your prepaid card and you can only spend what you have loaded on to your MasterCard, Visa or Maestro card. You can check your account online or over the phone to keep up to date with your balance and not get in to debt.

All applicants will usually be approved based on conformation of an ID check usually a passport, driving licence and a utility bill.

All the prepaid credit cards listed on our site will provide you with a prepaid card based on their terms and conditions and charges.

I have a CCJ, can I get a prepaid card?

You will not get declined for bad credit or debt problems for a prepaid credit card. You do not have to pass a credit check, so people with current or previous bad debt,credit or CCJ‘s will be approved for a prepaid MasterCard or Maestro card.

Can I get a prepaid card if I am Bankrupt?

Yes but it still depends on the prepaid card provider. The ones listed on this site will provide you with a prepaid MasterCard or Prepaid Maestro card.

What are the benefits?

Unfortunately bad debt is on the increase, banks are increasing charges and loan companies are making it easier to get credit, how does that affect you, if you cant keep up the minimum payments chances are you are going to get in to debt.

Prepaid cards are now a serious alternative, all their charges are clearly laid out usually in the terms and conditions and companies are now.

Prepaid credit cards have been gaining in popularity in recent years, and have grown by 28% this year and are likely to continue doing so.

A standard credit card is a great financial tool when used responsibly, but standard cards aren’t for everyone. Bottom line: prepaid cards are a safe, convenient and debt-free payment alternative for all types of consumers. Use the information below to find out what your needs are.

Way up what is best for your situation:

Cost of card – these vary depending on what your card can do and if it is a Maestro or MasterCard Maestro cards are cheaper but MasterCard has more capabilities

Card Activation fees – some cards mainly “cost per transaction” charge an annual fee

Annual charges – some cards mainly “cost per transaction” charge an annual fee -

Monthly fees – these are ideal if you know you are going to use your card on a regular basis it can help you budget more easily.

Cost per transaction – if you are only going to use your card every now and again then this plan will suit you, but be careful as this can add up to more than a monthly fee.

Withdrawing cash – (ATM’s) – If you are just going to take cash from cash machines look at the charges and see who is offering the lowest fees.

Wages payments – Free with nearly all the prepaid MasterCard’s.

Direct debits – you cannot do direct debts on prepaid cards as the amount is variable and this can cause you to have insufficient funds if they take more than expected.

Standing orders  - you can with some of the MasterCard brands, you phone up the customer service line and they will send you a form

Re loading charges – Think about the way you can top up, online is usually free, some companies charge over the phone, look at standing orders normally free, and nearest location there is no point if the nearest post office is miles away. Benefits – all the MasterCard brands offer discounts on car hire, hotels and flights to USA, some prepaid cards like Splash Plastic offer hundreds of discounts when you pay with your card.

Which Prepaid Pay as you go Credit Card?

Prepaid cards for credit are cards that allow you to purchase products without making any cash payment. These cards are already reloaded by your own money and thus enable you to make purchases within your paying capacity. As you cannot shop if there is not enough money on your prepaid card, you are saved from falling into debt.

Since a prepaid card is not actually a facility for credit, you are not required to pass a check for credit while availing them. But of course, when you apply for one, you are required to prove your authenticity and address like you do for a passport approval. If you successfully prove your address and identity proof, you qualify for a prepaid card.

As prepaid cards for credit come with a lot of financial benefits and are easy to use, a lot of prepaid credit cards are being launched these days. Some of them are specifically targeted at the teenagers with conditions and terms that suit them most. There are other cards for the business people and for the ones that are employed which have higher reload limits. In these cards, the pricing fees and structures are different and large amounts of money can be reloaded.

Comparison on Prepaid Cards?

When you are foraying to get yourself a prepaid card, then it is always better to compare the different prepaid cards available for credit. Comparison between the leading prepaid cards for credit will acquaint you with all the conditions and terms of the card, along with the facilities each one provides. By comparing them wisely you will be able to analyze which prepaid card for credit is most conducive for you and thus you can make your decision accordingly.

Which prepaid will aid you in the process of comparison between the various prepaid cards available. Searching our website will enable you with all the requisite information regarding the rates, offers and product features of all the available credit prepaid cards . This site also monitors the latest options and deals on prepaid cards constantly and keeps up to date so that you are availed of all the prepaid card concomitant information.