The Best Prepaid Credit Cards on offer in UK
The following table comprises of prepaid credit cards on offer in the UK, All offer chip and Pin facility. Please remember to pick a prepaid credit card depending on your circumstances, work out how many times you are going to load the prepaid card a month and what this will cost. Also how many times you are going to use the card. All prepaid cards vary in price and features so please read the terms and conditions prior to purchasing a prepaid credit card
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Orange Cash Card
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information: |
Go to Orange Cash Card website >>
£5.00 Free when you top up £20
Free transaction charges and no monthly fees
UK ATM - 2.95% per withdrawal -
Free
Max £5000.00 - Chip & Pin - MasterCard |
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Cashplus Gold Card
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information: |
Go to Cashplus Prepaid Card website >>
£4.95
Free Free for 3 months then £4.95 monthly fee and no transaction charges
UK ATM - £0.99 per withdrawal charged after 3 months
Max £5000.00 - Chip & Pin - MasterCard |
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MeCard Prepaid
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information: |
Go to MeCard Prepaid Card website >>
Free for parents,Teens £9.99 where £10 loaded on each card
NO monthly fee and No transaction charges
£0.75 UK ATM
Free TO 3%
MeCard is a Chip & Pin MasterCard |
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Blue Sky Prepaid
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information: |
Go to Blue Sky Prepaid Card website >>
£5.49
NO monthly fee £0.66 transaction charges
1.5% UK ATM
Free TO 3%
Max £5000.00 - Chip & Pin - MasterCard |
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Kalixa Prepaid Card
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Top Up Card Fees:
Useful information: |
Review Kalixa Prepaid Card >>
£4.95
No monthly fee - No Transaction charges
UK ATM usage £1.75
Debit card and credit card 1.95%
Max £3000.00 online balance - Prepaid MasterCards |
Buy Kalixa Prepaid Card
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Bread Prepaid Cards
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information: |
Review BREAD Card >>
£7.50
No monthly fee - UK transaction fee of 2%
UK ATM - £1.50 per withdrawal -
PayPoint loading fee of 3% -
Max £3500.00 - Chip & Pin - Prepaid Maestro Cards |
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Clearcash card
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Top Up Card Fees:
Useful information: |
Review Clearcash Card website >>
£4.50
No monthly fee - 2.75% Transaction charges
UK ATM usage £0.75
None
Max £5000.00 - Pay As You Go MasterCard |
Buy Clearcash card
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Virgin Prepaid Card
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information: |
Review Virgin Prepaid Card >>
£9.95
No monthly fee - 2.95% Transaction charges
UK ATM - 2.95% charge per withdrawal
Post office/voucher free - credit card 2.75%
Max £5000.00 - Chip & Pin - Prepaid Debit Card |
Buy Virgin Prepaid Card
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Secure Trust Bank
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Overdraft fees
Useful information: |
Review Secure Trust Banking >>
£12.50
£12.50 monthly fee - No Transaction charges
UK ATM usage £0.50
None
Free Chip & Pin Prepaid Bank Account |
Buy Secure Trust Bank
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Sterling Card
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information: |
Go to Sterling Flexiplus Pay As You Go MasterCard
£9.95
No monthly fee - £1.50 transaction charges
UK ATM - £1.50 per withdrawal -
Free
Max £5000.00 - Chip & Pin - MasterCard |
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One Banking
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Overdraft fees
Useful information: |
Review One Banking >>
Free
£12.50 monthly fee - No Transaction charges
UK ATM usage £0.50
None
Free Chip & Pin Prepaid Cash Card |
Buy One Banking
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Freedom Cards
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information: |
Review Freedom Card >>
£9.99 - No ID Check
Free no monthly fee - 2.75% Transaction charge
UK ATM - 1.75% charge per withdrawal
Paypoint 3% - wages / bank transfer free
Max £3000.00 - Chip & Pin - Prepaid Cash Card |
Buy Freedom Card
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Cashplus Cards
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Top Up Card Fees:
Useful information: |
Review Cashplus Pay As You Go Card >>
£29.99
No monthly fee - No Transaction Charges
UK ATM - £0.99 - Foreign ATM - £3.00
Free
Max £5000.00 - Chip & Pin - Prepaid Debit Card |
Buy Cashplus Prepaid Card
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Splash Plastic Cards
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information: |
Review Splash Plastic Card >>
£5.00
No monthly Fee- Transaction Charge - 2.5%
UK £1.50 per withdraw ATM
Post Office Paypoint £0.30 per £10
Max £3500.00 - Chip & Pin - Prepaid Maestro Cards |
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Virgin Prepaid Card
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information: |
Review Virgin Prepaid Card >>
£9.95
£4.95 monthly fee - No Transaction charges
UK ATM - £1.50 charge per withdrawal
Post office/voucher free - credit card 2.5%
Max £5000.00 - Chip & Pin - Prepaid Debit Card |
Buy Virgin Prepaid Card
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Cashplus Cards
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Top Up Card Fees:
Useful information: |
Cashplus Flexiplus Pay As You Go Card >>
£9.95
No monthly fee - £0.99 Transaction Charges
UK ATM - £0.99 - Foreign ATM - £3.00
Free
Max £5000.00 - Chip & Pin - Prepaid Debit Card |
Buy Cashplus Flexiplus Card
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Clearcash cards
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Top Up Card Fees:
Useful information: |
Review Clearcash Card website >>
£4.50
£9.99 monthly fee - No Transaction charges
UK ATM usage £0.50
None
Max £5000.00 online bank account |
Buy Clearcash card
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Cashplus Deluxe
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Top Up Card Fees:
Useful information: |
Cashplus Deluxe Account Card >>
£4.95
£9.95 monthly fee - No Transaction Charges
No UK ATM charges
Free
Max £5000.00 - Chip & Pin - Prepaid Debit Card |
Buy Cashplus Deluxe Card
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Freedom Card
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information: |
Review Freedom Card >>
Free No Initial Load- No ID Check
£3.95 monthly fee - NoTransaction charge
UK ATM - 1.5% charge per withdrawal
Paypoint 3% - wages / bank transfer free
Max £3000.00 - Chip & Pin - Prepaid Cash Card |
Buy Freedom Card
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Cashplus Premier
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Top Up Card Fees:
Useful information: |
Cashplus Business Premier Account Card >>
£29.99
NO monthly fee - No Transaction Charges
£0.99 UK ATM charges
Free plus earn cashback on all purchases
Max £15000.00 - Chip & Pin - 99 additional card holders have company name embossed on all cash cards |
Buy Cashplus Premier Card
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Cashplus Deluxe
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Top Up Card Fees:
Useful information: |
Cashplus Business Deluxe Account Card >>
£9.95
£9.95 monthly fee - No Transaction Charges
No UK ATM charges
Free plus earn cashback on all purchases
Max £15000.00 - Chip & Pin - 99 additional card holders have company name embossed on all cash cards |
Buy Cashplus Deluxe Card
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Sterling Card
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information: |
Go to Sterling Activeplus Prepaid MasterCard >>
£9.95
£4.95 monthly fee no transaction charges
UK ATM - £1.50 per withdrawal -
Free
Max £5000.00 - Chip & Pin - MasterCard |
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Blue Sky Prepaid
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Fees & Charges
Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information: |
Go to Blue Sky Prepaid Card website >>
£5.49
£4.45 monthly fee No transaction charges
£0.99 UK ATM
Free TO 3%
Max £5000.00 - Chip & Pin - MasterCard |
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The advantage of using a prepaid credit cards
Are you in the process of selecting your prepaid credit card? Then you are very likely to get confused with the growing number of pre paid credit cards in the industry. The UK credit card industry is getting saturated with these prepaid credit cards. There are basically three prepaid card types in the UK and there are several card issuers. The three prepaid card types in the UK include MasterCard, Maestro and Visa Cards. When it comes to card issuers, the number of prepaid card issuers continues to increase each year.
Most companies or credit card issuers will have both regular credit cards as well as pre paid credit cards. Credit card companies issue pre paid credit cards for several reasons. One of the main factors that affect the credit card application process and approval is one's credit status. Unfortunately, not everyone enjoys the best credit ratings and all these people find it impossible to get their credit cards approved. In order to help such people enjoy the usage of credit cards but without any risk to the credit card company, have introduced prepaid credit cards. Here the user does not run into the risk of over spending and repayment. The credit card companies do not have any risk what so ever. So they readily approve these credit card applications.
Secondly, prepaid credit cards are also useful for people who would like to have full control on their expenses. Here at no stage the credit card user will be able to spend more than the value of the prepaid card and therefore absolutely safe. Prepaid credit cards are also helpful when you want to give your children access to credit cards but to keep their expenses within a specified limit. This will introduce them to responsible and disciplined use of credit cards.
You can make use of these prepaid credit cards when you are going on vacation and want to keep your expenses under control. Prepaid credit cards create win-win situation even in absolutely impossible cases.
As there are so many pre paid credit cards in the industry, you will have to compare them before choosing your credit cards so that you get the best deal possible. Whether you are going for pre paid credit cards just because you have poor credit rating or because you want to keep your credit card expenses under control, you will need to ensure that you are picking the right credit card from the right carrier.
You will be able to compare your prepaid credit cards here at Compare-prepaid-cards.co.uk. You need not have to spend countless hours on the internet searching for the best deals on your pre paid credit cards. You will find all the top prepaid credit cards in one place for easy comparison and review.
Last updated 01.02.09 |
