The Best Prepaid Credit Cards on offer in UK

The following table comprises of prepaid credit cards on offer in the UK, All offer chip and Pin facility. Please remember to pick a prepaid credit card depending on your circumstances, work out how many times you are going to load the prepaid card a month and what this will cost. Also how many times you are going to use the card. All prepaid cards vary in price and features so please read the terms and conditions prior to purchasing a prepaid credit card

O2 Cash Manager

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Topup charges
Useful information:

Review O2 Cash Manager Card >>

Free
Free and Free Transaction charges
UK ATM Free
Free
Max £10,000.00 on O2 Prepaid Visa card

Buy O2 card

Cashplus Cards

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Top Up Card Fees:
Useful information:

Review Cashplus Prepaid Card >>

£9.95 Now Free when you top up £20 or more
£4.95 monthly fee
UK ATM - £0.99 - Foreign ATM - £3.00
Free
Max £5000.00 - Chip & Pin - Prepaid Cash Card

Buy Cashplus

Kalixa Prepaid Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Top Up Card Fees:
Useful information:

Review Kalixa Prepaid Card >>

£4.95
No monthly fee - No Transaction charges
UK ATM usage £1.75
Debit card and credit card 1.95%
Max £3000.00 online balance - Prepaid MasterCards

Buy Kalixa Prepaid Card

Phones 4 U

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review Phones 4 U Card >>

£4.99
No monthly fees and no transaction fees
UK ATM - £0.99 - Foreign ATM - £2.00
Free
Max £3000.00 - Chip & Pin - Prepaid Debit Card

Buy Escape Prepaid card

Aspinall Cards

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Overdraft fees
Useful information:

Review Aspinall Card >>

Free
No monthly fee - £0.50 Transaction charge
UK ATM usage Free
None
Free Chip & Pin Prepaid Maestro Cards

Buy Aspinall Prepaid Card

One Banking

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Overdraft fees
Useful information:

Review One Banking >>

Free
£12.50 monthly fee - No Transaction charges
UK ATM usage £0.50
None
Free Chip & Pin Prepaid Cash Card

Buy One Banking

Clearcash cards

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Top Up Card Fees:
Useful information:

Review Clearcash Card website >>

£4.50
£9.99 monthly fee - No Transaction charges
UK ATM usage £0.50
None
Max £5000.00 online bank account

Buy Clearcash card

Freedom Cards

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review Freedom Card >>

£9.99 - No ID Check
Free no monthly fee - 2.75% Transaction charge
UK ATM - 1.75% charge per withdrawal
Paypoint 3% - wages / bank transfer free
Max £3000.00 - Chip & Pin - Prepaid Cash Card

Buy Freedom Card

Optimum Cards

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review Optimum Prepaid Card >>

£9.95
No monthly fee and £1.00 per transaction
UK ATM - £1.50 per withdrawal -
Free
Max £5000.00 - Chip & Pin - Prepaid Debit Card

Buy Optimum Prepaid card

Cashplus Cards

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Top Up Card Fees:
Useful information:

Review Cashplus Pay As You Go Card >>

£29.99
No monthly fee - No Transaction Charges
UK ATM - £0.99 - Foreign ATM - £3.00
Free
Max £5000.00 - Chip & Pin - Prepaid Debit Card

Buy Cashplus Prepaid Card

O2 Load & Go cards

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Topup charges
Useful information:

Review O2 Load & Go Card >>

Free
Free and Free Transaction charges
UK ATM Free
Free
Max £1800.00 on O2 Prepaid Visa cards

Buy O2 card

Splash Plastic Cards

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review Splash Plastic Card >>

£5.00
No monthly Fee- Transaction Charge - 2.5%
UK £1.50 per withdraw ATM
Post Office Paypoint £0.30 per £10
Max £3500.00 - Chip & Pin - Prepaid Maestro Cards

Money Express Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review Money Express Card >>

Free - Minimum £20 load
£3.25 monthly fee
UK ATM - £1.25 - Foreign ATM - £1.75
Free options
Max £5000.00 - Chip & Pin - Prepaid MasterCards

Bread Prepaid Cards

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review BREAD Card >>

£7.50
No monthly fee - UK transaction fee of 2%
UK ATM - £1.50 per withdrawal -
PayPoint loading fee of 3% -
Max £3500.00 - Chip & Pin - Prepaid Maestro Cards

White Eagle Cards

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review White Eagle Prepaid Card >>

£9.95 50% Discount £4.95
£3.95 monthly fee - No Transaction charge
UK ATM - £0.95 charge per withdrawal
Paypoint 3% - wages / bank transfer £1.00
Max £5000.00 - Chip & Pin - Prepaid Maestro Cards

Sun Prepaid Cards

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review The Sun Prepaid Card >>

£6.49 or Free if you topup £20.00
No monthly fee and min 2.95% on transaction fees
UK ATM 1.5% (min 99p, max £1.50)
Free reloading of the card
Max balance -£3000.00 chip and Pin Prepaid Debit Card

Buy Sun Prepaid Card

Tuxedo Cards

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review Tuxedo prepaid card >>

£4.95
No monthly fee and 2.95% on transaction fees
UK ATM 1.5% (min 99p, max £1.50)
FREE at over 2,000 Bank Branches / transfers.
Max balance -£3000.00 chip and Pin Prepaid Debit Card

Buy Tuxedo Prepaid Card

Gap Year Cards

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review Gap year Card >>

£9.95
£4.95 monthly fee and No transaction charges
UK ATM - £1.50 - Foreign ATM - £3.00
Free
Max £5000.00 - Chip & Pin - Prepaid Debit Card

Buy Gap Year card

Virgin Cards

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review Virgin Prepaid Card >>

£9.95
£4.95 monthly fee - No Transaction charges
UK ATM - £1.50 charge per withdrawal
Post office/voucher free - credit card 2.5%
Max £5000.00 - Chip & Pin - Prepaid Debit Card

Buy Virgin Prepaid Card

The advantage of using a prepaid credit cards

Are you in the process of selecting your prepaid credit card? Then you are very likely to get confused with the growing number of pre paid credit cards in the industry. The UK credit card industry is getting saturated with these prepaid credit cards. There are basically three prepaid card types in the UK and there are several card issuers. The three prepaid card types in the UK include MasterCard, Maestro and Visa Cards. When it comes to card issuers, the number of prepaid card issuers continues to increase each year.

Most companies or credit card issuers will have both regular credit cards as well as pre paid credit cards. Credit card companies issue pre paid credit cards for several reasons. One of the main factors that affect the credit card application process and approval is one's credit status. Unfortunately, not everyone enjoys the best credit ratings and all these people find it impossible to get their credit cards approved. In order to help such people enjoy the usage of credit cards but without any risk to the credit card company, have introduced prepaid credit cards. Here the user does not run into the risk of over spending and repayment. The credit card companies do not have any risk what so ever. So they readily approve these credit card applications.

Secondly, prepaid credit cards are also useful for people who would like to have full control on their expenses. Here at no stage the credit card user will be able to spend more than the value of the prepaid card and therefore absolutely safe. Prepaid credit cards are also helpful when you want to give your children access to credit cards but to keep their expenses within a specified limit. This will introduce them to responsible and disciplined use of credit cards.

You can make use of these prepaid credit cards when you are going on vacation and want to keep your expenses under control. Prepaid credit cards create win-win situation even in absolutely impossible cases.

As there are so many pre paid credit cards in the industry, you will have to compare them before choosing your credit cards so that you get the best deal possible. Whether you are going for pre paid credit cards just because you have poor credit rating or because you want to keep your credit card expenses under control, you will need to ensure that you are picking the right credit card from the right carrier.

You will be able to compare your prepaid credit cards here at Compare-prepaid-cards.co.uk. You need not have to spend countless hours on the internet searching for the best deals on your pre paid credit cards. You will find all the top prepaid credit cards in one place for easy comparison and review.

Last updated 01.02.09