Prepaid Credit Cards on offer in UK

The following table comprises of prepaid credit cards on offer in the UK, All offer chip and Pin facility. Please remember to pick a prepaid credit card depending on your circumstances, work out how many times you are going to load the prepaid card a month and what this will cost. Also how many times you are going to use the card. All prepaid cards vary in price and features so please read the terms and conditions prior to purchasing a prepaid credit card

O2 Prepaid card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Topup charges
Useful information:

Go to O2 prepaid card website >>

Free
Free and Free Transaction charges
UK ATM Free
Free
Max £10,000.00 on cash manager card

Review O2 card

Escape Prepaid card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Phones 4 U Card website >>

£9.99
No monthly fee and no transaction fees
UK ATM - £0.99 - Foreign ATM - £2.00
Free
Max £3000.00 - Chip & Pin - MasterCard

Cashplus Gold Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Cashplus Prepaid Gold Card website >>

£9.95 50% Discount £4.95
£4.95 monthly fee
UK ATM - £0.99 - Foreign ATM - £3.00
Free
Max £5000.00 - Chip & Pin - MasterCard

Money Express Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Money Express Card website >>

Free - Minimum £20 load
£3.25 monthly fee
UK ATM - £1.25 - Foreign ATM - £1.75
Free options
Max £5000.00 - Chip & Pin - MasterCard

Bread Prepaid Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to BREAD prepaid credit card website >>

£7.50
No monthly fee - UK transaction fee of 2%
UK ATM - £1.50 per withdrawal -
PayPoint loading fee of 3% -
Max £3500.00 - Chip & Pin - Maestro

Virgin PAYG Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Virgin PAYG MasterCard website >>

£9.95
Free - 2.95% Transaction charges
UK ATM - 2.95% charge per withdrawal
Post office/voucher free - credit card 2.5%
Max £5000.00 - Chip & Pin - Prepaid MasterCard

Review Virgin Prepaid Card

Freedom Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Freedom Eagle Cash Card website >>

£9.99 - No ID Check
Free no monthly fee - 2.75% Transaction charge
UK ATM - 1.75% charge per withdrawal
Paypoint 3% - wages / bank transfer free
Max £3000.00 - Chip & Pin - Prepaid MasterCard

Review Freedom Card

Cashplus Gold Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Cashplus Pay As You Go Card website >>

£29.99
Free - Transaction Free
UK ATM - £0.99 - Foreign ATM - £3.00
Free
Max £5000.00 - Chip & Pin - MasterCard

Splash Plastic Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Splash Plastic Prepaid card website >>

£5.00
No monthly Fee- Transaction Charge - 2.5%
UK £1.50 per withdraw ATM
Post Office Paypoint £0.30 per £10
Max £3500.00 - Chip & Pin - Maestro

Optimum Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Optimum Prepaid MasterCard website >>

£9.95
No monthly fee and £1.00 per transaction
UK ATM - £1.50 per withdrawal -
Free
Max £5000.00 - Chip & Pin - MasterCard

White Eagle Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to White Eagle Prepaid Maestro Card website >>

£9.95 50% Discount £4.95
£3.95 monthly fee - No Transaction charge
UK ATM - £0.95 charge per withdrawal
Paypoint 3% - wages / bank transfer £1.00
Max £5000.00 - Chip & Pin - Prepaid Maestro Card

Sun Prepaid Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to The Sun Prepaid Credit Card website >>

£6.49 or Free if you topup £20.00
No monthly fee and min 2.95% on transaction fees
UK ATM 1.5% (min 99p, max £1.50)
Free reloading of the card
Max balance -£3000.00 chip and Pin MasterCard

Tuxedo Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Tuxedo prepaid credit card website >>

£9.95
No monthly fee and 2.95% on transaction fees
UK ATM 1.5% (min 99p, max £1.50)
FREE at over 2,000 Bank Branches / transfers.
Max balance -£3000.00 chip and Pin MasterCard

Gap Year Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Gap year MasterCard website >>

£9.95
£4.95 monthly fee and No transaction charges
UK ATM - £1.50 - Foreign ATM - £3.00
Free
Max £5000.00 - Chip & Pin - MasterCard

Clearcash card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Overdraft fees
Useful information:

Go to clearcash card website >>

£4.50
£9.99 monthly fee - No Transaction charges
UK ATM usage £0.50
None
Max £5000.00 online bank account

Review Clearcash card

The advantage of using a prepaid credit card

People's shopping habits and powers have changed considerably after the advent of the credit cards. The advantage of buying without carrying cash is undoubtedly a big one. However, if a person uses credit card for buying without keeping a check on the limit he may run into debts. A good substitute in this case is the prepaid cards.

Before applying for a free prepaid credit card , a person needs to compare various cards that are sold in the market. As a matter of fact, each card has its own terms and conditions and one should pick the one that meets his need the best. One can take the help of the sites that carry out the reviews of the various prepaid cards. There are some popular prepaid cards like Money express card and Post office pre paid cards. The Post office prepaid card is ideal for those people who need to go abroad and spend frequently. These are cheaper than using the UK credit or debit cards.

The prepaid credit card s enable a person to buy things without having cash with him. Since these cards have a buying limit loaded by the user's money, he can not make purchases outside the capacity. This eliminates the chance to run into debts caused by excess buying. One advantage of using the prepaid cards is that the users do not require getting their credit record checked. However, one needs to provide proofs for his address and authenticity.

Since the pre paid credit cards offer ease of use and plenty of monetary advantages, a number of companies are offering these types of cards to the consumers. While some of these cards are marketed for the young population, the rest are targeted at other age and income groups. The business users can reload their cards with lots of money if they wish.

Compare prepaid cards compare's the best prepaid cards available, all are uk prepaid cards listed with no application charge. Find prepaid cards best suited for your circumstances. Prepay credit cards are also known as pay as you go prepay card.

Last updated 01.02.09