Compare Prepaid MasterCard Cards on offer in UK

The following table comprises of prepaid cards on offer in the UK, All offer chip and Pin facility. Please remember to pick a Prepaid Card depending on your circumstances, work out how many times you are going to load the prepaid MasterCard a month and what this will cost. Also how many times you are going to use the card. All Free prepaid Mastercards vary in price and features so please read the terms and conditions prior to purchasing a prepaid credit card

Kalixa Prepaid Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Top Up Card Fees:
Useful information:

Review Kalixa Prepaid Card >>

£4.95
No monthly fee - No Transaction charges
UK ATM usage £1.75
Debit card and credit card 1.95%
Max £3000.00 online balance

Buy Kalixa Prepaid Card

Cashplus Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Top Up Card Fees:
Useful information:

Review Cashplus Prepaid Card >>

£9.95 Now Free when you top up £20 or more
£4.95 monthly fee
UK ATM - £0.99 - Foreign ATM - £3.00
Free
Max £5000.00 - Chip & Pin Cash Card

Buy Cashplus

Phones 4 U

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review Phones 4 U Card >>

£4.99
No monthly fees and no transaction fees
UK ATM - £0.99 - Foreign ATM - £2.00
Free
Max £3000.00 - Chip & Pin - Prepaid Debit Card

Buy Escape Prepaid card

One Banking

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Overdraft fees
Useful information:

Review One Banking >>

Free
£12.50 monthly fee - No Transaction charges
UK ATM usage £0.50
None
Free Chip & Pin Prepaid Cash Card

Buy One Banking

Clearcash card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Top Up Card Fees:
Useful information:

Review Clearcash Card website >>

£4.50
No monthly fee - 2.75% Transaction charges
UK ATM usage £0.75
None
Max £5000.00 online bank account

Buy Clearcash card

Freedom Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review Freedom Card >>

£9.99 - No ID Check
Free no monthly fee - 2.75% Transaction charge
UK ATM - 1.75% charge per withdrawal
Paypoint 3% - wages / bank transfer free
Max £3000.00 - Chip & Pin - Prepaid Cash Card

Buy Freedom Card

Optimum Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review Optimum Prepaid Card >>

£9.95
No monthly fee and £1.00 per transaction
UK ATM - £1.50 per withdrawal -
Free
Max £5000.00 - Chip & Pin - Prepaid Debit Card

Buy Optimum Prepaid card

Sun Prepaid Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review The Sun Prepaid Card >>

£6.49 or Free if you topup £20.00
No monthly fee and min 2.95% on transaction fees
UK ATM 1.5% (min 99p, max £1.50)
Free reloading of the card
Max balance -£3000.00 chip and Pin Prepaid Debit Card

Buy Sun Prepaid Card

Tuxedo Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review Tuxedo prepaid card >>

£4.95
No monthly fee and 2.95% on transaction fees
UK ATM 1.5% (min 99p, max £1.50)
FREE at over 2,000 Bank Branches / transfers.
Max balance -£3000.00 chip and Pin Prepaid Debit Card

Buy Tuxedo Prepaid Card

Gap Year Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review Gap year Card >>

£9.95
£4.95 monthly fee and No transaction charges
UK ATM - £1.50 - Foreign ATM - £3.00
Free
Max £5000.00 - Chip & Pin - Prepaid Debit Card

Buy Gap Year card

Cashplus Cards

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Top Up Card Fees:
Useful information:

Review Cashplus Pay As You Go Card >>

£29.99
No monthly fee - No Transaction Charges
UK ATM - £0.99 - Foreign ATM - £3.00
Free
Max £5000.00 - Chip & Pin - Prepaid Debit Card

Buy Cashplus Prepaid Card

Virgin Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Review Virgin Prepaid Card >>

£9.95
£4.95 monthly fee - No Transaction charges
UK ATM - £1.50 charge per withdrawal
Post office/voucher free - credit card 2.5%
Max £5000.00 - Chip & Pin - Prepaid Debit Card

Buy Virgin Prepaid Card

The advantage of using a MasterCard Prepaid Credit Card

A MasterCard prepaid card is a type of MasterCard card that is firsy topped up with your money.

A MasterCard prepaid card is not linked to a bank account (like a MasterCard debit card), or provide any line of credit (like a MasterCard credit card), the amount you can spend is limited by the money that' has been pre-loaded onto the prepaid MasterCard card.

A MasterCard prepaid card looks just like a normal credit card or debit card. It carries all the normal MasterCard card features (like the card number, expiry date and security code). And it can be used at most of the places that accept a MasterCard card.

So, a prepaid MasterCard card is easy to use, it's widely accepted and it's very convenient. It's also safer than cash and can help you to control your spending.

A wide range of Debit MasterCard prepaid cards are now being offered by a wide range of banks, finanical and popular high street retailers.

• Convenience cards – ideal for people who want to segment or separate their card spending
• Youth cards – specifically designed for younger people, enabling them (and their parents) to control and monitor spending
• Gift cards – a safe, convenient and fun way to give money to friends or family members
• Travel cards – a prepaid card for spending money abroad, enabling you to separate out your holiday spending
• Virtual cards – a prepaid card account that's specifically designed for online spending

• Disposable – which is a like an electronic MasterCard gift voucher. You use it until all the funds are spent
• Re-loadable – this is like a top-up service for pre-pay mobile phones. When the value is running low, you can top it up and use it again

Last updated 01.06.10