Compare Prepaid MasterCard cards on offer in UK

The following table comprises of prepaid Mastercards on offer in the UK, All offer chip and Pin facility. Please remember to pick a prepaid MasterCard depending on your circumstances, work out how many times you are going to load the prepaid MasterCard a month and what this will cost. Also how many times you are going to use the card. All prepaid Mastercards vary in price and features so please read the terms and conditions prior to purchasing a prepaid credit card

Clearcash card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Overdraft fees
Useful information:

Go to clearcash card website >>

£4.50
£9.99 monthly fee - No Transaction charges
UK ATM usage £0.50
None
Max £5000.00 online bank account

Review Clearcash card

Cashplus Gold Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Cashplus Prepaid Gold Card website >>

£9.95 50% Discount £4.95
£4.95 monthly fee
UK ATM - £0.99 - Foreign ATM - £3.00
Free
Max £5000.00 - Chip & Pin - MasterCard

One Banking Account

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Overdraft fees
Useful information:

Go to One Banking website >>

£30.00
£12.50 monthly fee - No Transaction charges
UK ATM usage Free
None
Max £25000.00 bank account balance with free Chip & Pin Prepaid MasterCard

Review One Banking

Freedom Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Freedom Card website >>

£9.99 - No ID Check
Free no monthly fee - 2.75% Transaction charge
UK ATM - 1.75% charge per withdrawal
Paypoint 3% - wages / bank transfer free
Max £3000.00 - Chip & Pin - Prepaid MasterCard

Review Freedom Card

Virgin PAYG Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Virgin PAYG MasterCard website >>

£9.95
Free - 2.95% Transaction charges
UK ATM - 2.95% charge per withdrawal
Post office/voucher free - credit card 2.5%
Max £5000.00 - Chip & Pin - Prepaid MasterCard

Review Virgin Prepaid Card

Escape Prepaid card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Phones 4 U Card website >>

£9.99
No monthly fee and no transaction fees
UK ATM - £0.99 - Foreign ATM - £2.00
Free
Max £3000.00 - Chip & Pin - MasterCard

Optimum Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Optimum Prepaid MasterCard website >>

£9.95
No monthly fee and £1.00 per transaction
UK ATM - £1.50 per withdrawal -
Free
Max £5000.00 - Chip & Pin - MasterCard

Sun Prepaid Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to The Sun Prepaid Credit Card website >>

£6.49 or Free if you topup £20.00
No monthly fee and min 2.95% on transaction fees
UK ATM 1.5% (min 99p, max £1.50)
Free reloading of the card
Max balance -£3000.00 chip and Pin MasterCard

Tuxedo Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Tuxedo prepaid credit card website >>

£9.95
No monthly fee and 2.95% on transaction fees
UK ATM 1.5% (min 99p, max £1.50)
FREE at over 2,000 Bank Branches / transfers.
Max balance -£3000.00 chip and Pin MasterCard

Gap Year Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Gap year MasterCard website >>

£9.95
£4.95 monthly fee and No transaction charges
UK ATM - £1.50 - Foreign ATM - £3.00
Free
Max £5000.00 - Chip & Pin - MasterCard

Caxtonfx Global Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Caxtonfx Global Card website >>

Free
No monthly fees - £1.50 Transaction charges
UK ATM -£1.50 charge per withdrawal
FREE
Max £5000.00 - Chip & Pin - international prepaid card

Fairfx Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to FairFX Prepaid Credit Card website >>

£9.95
No transaction Charges
UK ATM £1.00
FREE Bank transfer or by debit card / credit card 1.5%
Max balance -$10,000.00 or €7500.00 chip & Pin

Virgin Prepaid Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Virgin prepaid MasterCard website >>

£9.95
£4.95 monthly fee - No Transaction charges
UK ATM - £1.50 charge per withdrawal
Post office/voucher free - credit card 2.5%
Max £5000.00 - Chip & Pin - Prepaid MasterCard

Review Virgin Prepaid Card

Torfx Card

Fees & Charges

Application Fee
Monthly fees:
Withdrawal fees:
Reload charges:
Useful information:

Go to Torfx Prepaid Card website >>

No application fee it is Free
No monthly fee - No transaction charges UK / Abroad
UK ATM - £2.00 per withdrawal - €2.00 - $3.00
SMS or Debit card load - Euro and Dollar card free
Max Euro card €4500.00 - Dollar card $6000.00

The advantage of using a prepaid credit card

People's shopping habits and powers have changed considerably after the advent of the credit cards. The advantage of buying without carrying cash is undoubtedly a big one. However, if a person uses credit card for buying without keeping a check on the limit he may run into debts. A good substitute in this case is the prepaid cards.

Before applying for a free prepaid MasterCards, a person needs to compare various cards that are sold in the market. As a matter of fact, each card has its own terms and conditions and one should pick the one that meets his need the best. One can take the help of the sites that carry out the reviews of the various prepaid cards. There are some popular prepaid cards like Money express card and Post office pre paid cards. The Post office prepaid card is ideal for those people who need to go abroad and spend frequently. These are cheaper than using the UK credit or debit cards.

The prepaid credit cards enable a person to buy things without having cash with him. Since these cards have a buying limit loaded by the user's money, he can not make purchases outside the capacity. This eliminates the chance to run into debts caused by excess buying. One advantage of using the prepaid cards is that the users do not require getting their credit record checked. However, one needs to provide proofs for his address and authenticity.

Since the prepay Mastercards offer ease of use and plenty of monetary advantages, a number of companies are offering these types of cards to the consumers. While some of these cards are marketed for the young population, the rest are targeted at other age and income groups. The business users can reload their cards with lots of money if they wish.

Compare prepaid card, compare's the best prepaid cards available, all are uk prepaid cards listed with no application charge. Find prepaid cards best suited for your circumstances. Prepay credit cards are also known as prepaid debit cards

Last updated 01.02.09