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Prepaid cards generally have the same uses as a credit card, so much so that they are commonly referred to a ‘prepaid credit card'. However, there is a difference. A prepaid card is loaded with an amount of cash you are able to afford and therefore the money you have in your prepaid account is the money you have to spend. This means there is no risk of running into debt. There are no credit checks and no interest to pay. All cards which can be loaded at a Payzone store are supported by MasterCard, which means you will receive universal acceptance both online and on the high street.

What are the benefits of using a prepaid card?

• No credit history checks
• Safety - Prepaid cards limit risk and can be safer than carrying cash
• Control - prepaid cards are an ideal way to control your spending
• Re-loadable - Prepaid cards are re-loadable, so you can keep the card and use it for general spend and holidays
• No debt risk - With a prepaid card there is no chance of spending too much as you are limited to the amount you put on your card.

What can a prepaid debit card be used for?

• Making purchases from shops e.g. groceries and petrol
• Internet shopping
• Paying bills
• Withdrawing cash from ATMs
• Transferring money to friends and family (MoneyShare)
• Making flight and hotel reservations

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